Maximizer Checking













If you’re looking to earn a higher rate of interest with your checking account, our Maximizer Checking is the account for you!

This tiered account earns interest at the prevailing market rate and is paid monthly.

Key Benefits

  • FREE REWARDS Program
  • FREE Debit Card
  • FREE GoBankFFB Mobile App with Zelle® Included
  • FREE Money360 Personal Financial Management Tool
  • FREE Online Banking
  • FREE Online BillPay
  • FREE Mobile Deposit
  • FREE Direct Deposit
  • FREE Debit Card Fraud Alerts
  • FREE Automatic Transfers
  • FREE Monthly eStatements
  • FREE Pocket Your Change Savings Tool
  • FREE FFB ATMs – Unlimited Use (non-FFB ATMs will be $1 per transaction)
  • Unlimited Customer Service Assistance
Interest Tiers

Interest is earned at the prevailing market rate in four (4) tiers. Interest accrues daily and is paid monthly. No interest is paid if the balance falls below the minimum balance requirement.


Tier I …………………………………………$1,500 - $9,999.99

Tier II…………………………………………$10,000 - $49,999.99

Tier III………………………………………..$50,000 - $99,999.99

Tier IV……………………………………….$100,000 – above

Rates are subject to change without notice


Minimum Opening Deposit - $100

Minimum Balance Requirement - $1,500 average daily collected balance

Fees – $12 per month if the balance falls below the minimum balance requirement.


The monthly fee will be waived if there is $10,000 in linked consumer account(s). A linked account is defined as another consumer FFB deposit account(s) with the same SSN, including Certificates of Deposit, on deposit at FFB.

Debit Card Rewards
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Earn Rewards on everyday purchases with an FFB debit card. You can redeem points for merchandise, travel, gift cards, and hundreds of other options. 

Money360
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See all of your financial accounts in one place with Money360, a free financial management tool for easier budgeting and financial planning.

Fraud Alerts
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Security is our top priority. Our real-time Fraud Alerts allows you to immediately confirm or deny suspicious debit card transactions, protecting against fraud without deactivating your card.

Online BillPay
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No checks, no stamps, and no late payments. Sign up for Online BillPay and we'll do the rest at no cost to you.


Pocket Your Change
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Every time you make a transaction, an amount you choose is automatically swept into your FFB savings account. And Pocket Your Change will never overdraw your account.
Zelle
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Zelle makes it easy to send money to, or receive money from, people you trust with a bank account in the U.S. Find Zelle in your First Fidelity Bank app.
Direct Line 24 Telephone Banking
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Get direct access to your accounts with 24/7 telephone banking.